Traveling During the Golden Years

Travel during retirement can be a very rewarding experience.  That’s why more and more people are choosing to travel during their golden years.  Here are some tips to ensure that your travels are as safe and affordable as possible.

First plan your budget carefully.  Since you’re living on a fixed income, it’s very important to keep track of how much you can afford to spend on a trip.  After you figure out how much you can afford to spend, make sure that you stick to your budget.  You may be surprised at how many discounts you can find as a senior citizen.  For example, many airlines offer discounts of as much as 10% to senior citizens.  You may also be eligible for travel packages through organizations that you belong to, such as AARP.  Another option is to join a tour group.  The price of a tour group is usually all inclusive.  One great option for older travelers is an organization called Elderhostel.  Their tour packages offer great deals for senior citizens.

When you’re traveling it’s also important to make sure that you stay safe.  Make sure that you have some way to stay in touch.  Even if you’re traveling with your family or as part of a tour, you may be separated from them.  If you don’t already use a cell phone, it’s a good idea to get one before you travel.  Also, make sure that you keep your personal belongings close to you.  Senior citizens are, unfortunately, a popular target for criminals and pickpockets, so take extra precautions.  It’s a good idea to carry most of your money and important documents in a money pouch which you wear under your clothes.

It’s also important to make sure that your travels are insured.  Depending on where you’re traveling to, your current healthcare provider may not cover you.  Although in many cases it’s difficult for older travelers to find travel insurance, you still need to make sure that you have proper medical coverage, as well as coverage for your belongings.  While many insurers have upper age limits on their travel insurance policies, you can find specialty age concern travel insurance over 70.  Barclays is one organization that offers the option to customize insurance plans for senior citizens.  Make sure you compare Barclays travel insurance to the many other options out there to find the best policy to protect yourself and your belongings.

Retirement is an ideal time for many people to travel.  Just make sure you plan and budget carefully, travel safely, and get the travel insurance that you need to protect your trip.

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