If forced to choose between shopping for motor car insurance and chewing on aluminum foil, I would have to think hard about the decision. That’s how little I enjoy shopping for motor car cover. And I enjoy paying the monthly car insurance premium even less. Unfortunately, those two activities exist in balanced opposition: the degree of effort spent in finding a good car insurance price is inversely proportional to the degree of pain each month at bill time.
So despite its unsavoriness, collecting a bevy of motor car insurance quotes is in your best financial interest. Doing a little bit of due diligence in the near term can save you thousands on your monthly car insurance premium costs over time, and even more than that in the even you happen to become involved in an car accident.
This is especially the case if you’re sheltering a young driver under your roof. Young driver car insurance quotes are notoriously outrageous, for good reason. Young drivers are generally risky buggers to insure. They phone text while they should be signaling, they talk to friends while they should be watching road signs, and they drive faster than their under-developed driving instincts can really accommodate. As a result, they’re involved in a very high percentage of the car smashups on UK roads. In fact, over one out of three young drivers will be involved in some sort of claim-producing event in their first year of driving.
There are a couple of things you can do to cut down your premium costs each month. First, mind your p’s and q’s yourself. Your entire insurance portfolio will cost less money if your driving record isn’t riddled with violations, wrecks, and citations. Second, bundle all of your motor car insurance policies with the same company.Lastly , investigate whether you qualify for any affinity group discounts. Following these steps will ensure that you get the best discount on your motor car insurance premium.